Comparison of Alberta Health Insurance

Posted by insur dinary on December 8th, 2019

Health care cost has risen by more than 220 percent since the 1970s. The government doesn’t cover all the costs, so you need private health insurance to supplement the cost. If you are looking for supplemental Alberta health insurance, there are many options available to you.

Why Seek Private Insurance?

The Alberta Health Care Insurance Plan (AHCIP) does not provide enough coverage. It does not cover services like routine dental services, eyeglasses, massage therapy, chiropractic therapy, etc. If you need these services, you have to take out private health insurance.

The law requires you to purchase insurance coverage only when it is not available in your employer-offered plan. However, the spousal/common-law coverage is excluded from this. If you can access better and less expensive spousal or common-law coverage, you are permitted to take it.

Personal and Family Alberta Health Insurance

Another name for personal and family health insurance is individual health insurance. These plans offer benefits that may not be available in your provincial plan. Some of the benefits of an individual plan may include coverage for prescription drugs and vision care, eyeglasses, physiotherapy services, chiropractic services, etc.

If you have a pre-existing medical condition, guaranteed issue health insurance may be the best option for you. Unlike medically underwritten plans, guaranteed issue plans do not require any medical exam or question. Click here to learn more.

Comparing Different Health Insurance Plans in Alberta

With so many insurance companies offering health insurance in Alberta, you need to compare prices and benefits offered by various insurers before choosing a policy.

Some of the largest insurance providers operate in Alberta. Examples include Manulife, Alberta Blue Cross, Green Shield SureHealth, Green Shield Prism Health Insurance, etc. Some of these health insurance providers offer various packages and plans and you can find out the most suitable coverage by comparing health insurance in Alberta.

How to Compare Insurance Plans in Alberta

One way to compare benefits and plans is through the insurer’s website. Many insurance companies make this feature available on their websites. But comparing quotes this way limits you to only the plans and benefits offered by the specific insurance company.

If you want to compare several insurance companies at the same time, you can make use of comparison websites. Insurdinary can also help you to compare Alberta health insurance plans from the largest and best insurers in Canada. Visit the Insurdinary blog to learn more about comparing quotes.