Importance of buying Insurance for cell phones

Posted by maryparker on January 29th, 2013

Gone are the days when cell phones were a symbol of status. Now-a-days, cell phones have turned out to be a necessity for most of the people around the world. Buying a cell phone costs a lot of money. Thus, the owners of cell phones should buy insurance for cell phones to protect their dear gadget from thefts and all sorts of threats. Even if your cell phone warranty period is over, you can still get a free repair or replacement services provided your phone has insurance coverage. The cell phone owners become highly anxious after accidental falls of their gadgets from table or some other elevated place, buying an insurance coverage can offer peace of mind to the phone owners.

Even a couple of years ago, most people did not show much interest in buying insurance for cell phones. However, in this era where cell phone stealing is a common affair, the owners of the phone are buying insurance to make their phones safe and secure. Now, most of the big brand cell phones are expensive. Moreover, the cell phone warranty provided by the phone manufacturer covers only the software and mechanical issues with the phone and the warranty usually lasts for only a year.  This short warranty period might not be enough for covering the cost of replacement if your phone is damaged or lost or stolen. Looking from this perspective, it is highly important to buy cell phone insurance. 

There are a large number of insurance companies that provide insurance for cell phones. Choosing a trustworthy insurance company is a must. You need to invest some time and energy to make a thorough research on the internet to find out a reliable cell phone insurance company. After finding a good insurance agency, you should visit the website of the company and check the different types of cell phone insurance plans offered by the company. You need to compare the different insurance plans and choose to buy the one suiting your interest. While picking out an insurance plan, make sure that the policy under the plan covers the cost of repair or replacement. Most of the cell phone insurance agencies in the United States arrange for free repair or replacement services even after the expiry of cell phone warranty period. However, in order to get these services, you need to buy insurance for cell phones.

Cell phone insurance usually offers coverage against an array of risks like fire, accidental fall of the gadget and theft. If your phone is lost during the insurance coverage period, you will be able to get the complete phone outlay. In case of accidental damage to the phone, the insurance company will make arrangement for repair and replacement of the   phone even if the cell phone warranty is over.

Insurance providers can also assist you to get reimbursement for the current market value of your lost or damaged phone. Most of the cell phone insurance companies in the United States charge a monthly insurance premium for your coverage.

If you are planning to buy insurance for cell phones, you can browse through our website. Even if your cell phone warranty has expired, you can contact us to opt for an insurance plan.